Financial Stress affects millions of people in the UK.

Research by the Financial Conduct Authority suggests up to 50% of adults are susceptible.

Our guide helps you understand and identify what Financial Stress is and how Money Worries impact Mental Health and Wellbeing.

By using our Financial Wellbeing Tools and Resources, together with our Financial Planning and Skills Resources, we’ll show you how to Beat Financial Stress.

Financial Worries can be overwhelming.

The team at InvestCatapult includes psychologists, psychotherapists and coaches.

We’re here to help you navigate Financial Stress and Financial Worries, helping you start your journey to a Brighter Financial Future.

Financial Stressors, the things that cause or contribute to Financial Stress, typically arise from overspending and a reliance on funding lifestyle wants by using debt.

While this might sound obvious, it’s a trap many people fall into.

Sometimes overspending is driven by emotional spending or because of learned behaviours.

The InvestCaptapult protocol for Beating Financial Stress recognises how these things can happen, and, without judgement, helps you build the necessary coping and financial skills to get you in control.

Financial Stress presents in different ways for different people:

  • Anxiety: fear or worry caused by your financial situation or future financial situation.

  • Stress: the feeling of overwhelm or emotional strain and physical tension when personal pressures are building.

  • Phobia: an intense fear at dealing with money and money issues, often leading to avoidance.

  • Procrastination: the habitual postponement of dealing with important things despite the negative consequences, usually linked to anxiety or emotional regulation troubles.

Find out about your relationship with money with our Financial Wellbeing Quiz, designed by a world leading Social Psychologist.

Knowing the warning signs means there’s a better chance of dealing with problems before they get out of hand.

Understanding this enables you to come to terms with your situation and make an informed decision to pursue a Brighter Financial Future.

  • Persistent worry: finding that worries or concerns about money or your financial future are increasing, stopping you from enjoying your life.

  • Sleep issues: when we carry worries and stress through the day we find we can’t fall asleep, or stay asleep, because the thoughts don’t go away and feel more intense at night. Persistent sleep issues (insomnia) can impact our ability to function well in waking hours.

  • Physical symptoms: headaches, neck and shoulder tension and pain and changes in appetite are often typical signs. Chronic stress can lead to compromised immunity and inflammatory conditions.

  • Behavioural issues: avoidance, irritability, frustration anger and temper issues are not unusual. These start to impair our relationships and we might even start to withdraw from friendships and social groups.

  • Decreased interest: a lack of enthusiasm in things that usually interest us and reduced productivity in work and other activities.

Take Control of Your Stress and Anxiety, Fast.

Taking control of stress and anxiety is essential for both mental health and financial wellbeing. Chronic worry and stress is toxic mentally and physically. The InvestCatapult Protocol, for Beating Financial Stress, incorporates a mental and physiological emergency brake that is evidence based and proven to work quickly and effectively for most people.

Find a quiet place where you can have privacy and listen to this audio recording to learn how the Physiological Sigh and Rhythmic Breathing switch the body’s nervous system from agitated to calm in five minutes or less.

Listen to this any time you need to dial down agitation and dial in more calm.

Go from Financial Stress to Financial Stability

Join InvestCatapult for our free resources to help you beat Financial Stress and Financial Worries.

Our Financial Wellbeing Guides and Financial First Aid Tools are designed to help you build confidence and gain control of your finances for a Brighter Financial Future.

Our Financial Planning Tools will help you deal with the numbers, and our Financial Know-How Tools and Resources provide a wealth of information to help you build your understanding, at your pace, and on your terms.

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