Financial Wellbeing:
Beyond The Bank Balance

"In the UK today, 92% of adults lack access to professional financial advice and planning services, creating a significant barrier to achieving financial wellbeing and security.”
(Financial Conduct Authority, 2020 Financial Lives Survey)

Wellbeing is simply defined as our ability to feel good about ourselves, most of the time. In feeling good about ourselves, we learn that “good enough, is good enough”.

At InvestCatapult, we believe that Financial Wellbeing is an essential component of Wellbeing in Life.
Research and life experience show us just how important this connection is, and that it’s a two-way street.

InvestCatapult, from Catapult Financial Technologies (UK) Limited, has been crafted to help you navigate this two-way street, to get to grips with your finances and wellbeing for a confident and brighter future.
A future that puts you in control.

“When an individual struggles with long-term financial difficulties, they are 5.5 times more likely to experience a mental health problem, compared to those who did not report any financial difficulty.”
(Money and Mental Health Policy Institute, 2024)

InvestCatapult is designed to help you become aware of what Financial Wellbeing is

By giving you access to our Tools and Resources, our aim is to help build your confidence to achieve being better off financially, as well as in life. We´ll provide your with easy-to-understand solutions that put you on the road to Personal Financial Control and Financial Security.

  • Get control over your day-to-day finances.

  • Learn strategies and hacks for dealing with Financial Anxiety, Financial Stress, Financial Phobias and Financial Procrastination.

  • Absorb financial shocks without crisis.

  • Have the freedom to make choices: enjoy life today and get onto a pathway towards Long-Term Financial Security and Wellbeing.

  • Make sense of your Personal and Financial Goals and create your Strategy and Plan to get there.

  • Create clarity and gain confidence in your Financial Decisions.

  • Get easy access to products that solve your needs and worries, at a low cost, to keep more of your gains.

Our objective is to help you on your journey to:

  • Meeting your basic needs comfortably and having enough Emergency Savings to handle life’s surprises. This reduces stress and worry, and provides a solid foundation for Financial Stability. It’s also important to Resolve Spending Issues and Take Charge of Personal Debt.
    Dealing with these things positively and proactively will help catapult you towards Financial Freedom.

  • The ability to make choices - both big and small - without constant money worries.
    Whether it’s about going on that dream holiday or changing careers, Financial Freedom expands the possibilities of your life.

  • Having built confidence from having a stable base and being able to enjoy more freedom, the shift to a Financial Mindset and the discovery of Financial Knowledge create more possibilities, setting you on a pathway to Financial Resilience, and so improving Wellbeing.
    Changing your relationship with money, and managing your money and future effectively, not only changes how you emotionally react to situations, it also puts you in control.

  • Having a healthy financial present, and plans for a Positive Financial Future, means you’ve got to grips with your personal goals, have a positive and achievable plan to get them and can deal with set backs and seize opportunities.

    Resilience is an essential component of Emotional Wellness and Wellbeing in Life.

Dealing with Financial Stress?

Get our Financial First Aid Playbook and Tools, and all for free.

Learn proven techniques to reduce stress and anxiety quickly: get to grips with an actionable plan to help you move from Financial Stress, to Financial Stability.

We have in-house expertise in all things Personal Finance and Investing, together with Psychology and Psychological Therapies.

We bring all of these together, making sure that you have the best chance to achieve the financial and life outcomes you desire.

InvestCatapult is solutions-focused

This simply means that we´ll help you to set goals, strategies and plans to get you to your desired future, rather than focusing too long on problems.

So many people struggle in their relationship with money, and for a whole host of reasons.

  • Some people struggle to make ends meet and feel only weeks or even days away from a financial crash.

  • Others feel bad that they don’t have great savings, but find they are constantly buying things to make themselves feel better in the short-term.

  • Some have relied on debt to get them what they want, only to find themselves overwhelmed.

  • And others are worried that they’ll never be able to make the long-term choices they dream of.

We will soon launch our first Financial First Aid Playbook to help people get out of Financial Stress and on the path to Financial Stability.

Our Financial First Aid Playbook will be free to all those signing up to our website when we launch in February 2025.

Listen to one of our Financial Wellbeing Tools

Here’s a sample from our Financial First Aid Playbook, designed to help people with Financial Stress and Financial Anxieties.

When we’re feeling stressed, worried or agitated by something, it also means we’ll struggle to think clearly and get stuck in our thinking.

We use controlled breathing to achieve psychological and physiological de-arousal.

This is an essential part of the InvestCatapult protocol in reducing Financial Stress and improving Mental Focus.

This evidence-based technique is proven to enhance emotional regulation, reduce stress and anxiety symptoms and improve stress resilience when used regularly.